What Is Georgia “Personal Injury” Law?
“Personal Injury” is a general term that has been given to the area of tort law that covers any injury or harm done to another person’s body, mind, or emotions. Personal injuries can happen anywhere: at work, on a highway in a traffic accident, at home because of a defective product, or due to a fall or attack on someone else’s property.
Personal injuries can be physical or psychological, and range from minor and temporary to catastrophic injuries and permanent damage. Sometimes a person is able to recover from their condition only after extensive and costly medical procedures. Other times, the injuries are permanent and the victim will require constant medical care for the remainder of his or her life, such as when a person suffers a traumatic brain injury. In any event, the lives of the injured victim and their family are changed forever.
Where personal injury lawyers play a role is when the injury was the result of a preventable accident or someone else’s careless or negligent act. Personal injury attorneys can help the victim and their spouse or family members to come as close as they can to being made whole again. The personal injury lawyer’s role is to guide the victim and loved ones through the process of holding the wrongdoer responsible, to make them pay for the harms and losses they caused, and to prevent it from happening to someone else. It’s not about the money—it’s about responsibility, accountability, and preventing future harm.
Types of Accidents
Personal injuries can occur in a large number of ways, including:
- Vehicle collisions involving cars, trucks, motorcycles, and boats
- Pedestrian and bicycle accidents
- Premises liability, also known as dangerous property claims, including slip and fall, or trip and fall
- Dog bites and animal attacks
- Workers’ compensation and workplace injuries
- Nursing home abuse and neglect
- Products liability, also known as defective product claims
- Accidents involving children
What Is the Value of a Personal Injury Claim?
Georgia’s personal injury laws are designed to hold people or businesses accountable for the harm their actions cause to others. The intent of these laws is to make the victims “whole” again. Because there is no way to go back and time and undo what has been done, the law does its best to make up for what has happened. One of the primary ways this is accomplished is by awarding compensation to the victim and their family. The goal of compensation is to come as close as possible to putting the victim in the position he or she was in before being injured.
The most common sources of compensation are insurance companies. The person or entity that caused the injuries usually does not have to pay out of their own pocket. This is the reason that owners of vehicles and businesses obtain liability insurance – it protects them from having to pay for damage and injuries they cause out of their own bank account.
How do you calculate the value of a personal injury claim? There is no exact formula to tell you how much your claim is worth or how much compensation you will receive. Some of the important factors used to determine the value of a personal injury claim include the amount of insurance coverage that is available, the number of insurance policies that are applicable, the amount of the medical bills and other items of damages, whether there are lost wages that can be proven, and more. An experienced personal injury lawyer can help you determine whether you should bring a personal injury claim and how much your claim might be worth.
Helping Victims of Personal Injuries Handle Insurance Claims
Many people try to handle their own personal injury claims with an insurance company without the guidance of a lawyer. At first, it may seem like the insurance company is being very helpful and is guiding the victim through the process. But if you really think about it, what is in the insurance company’s best interest is NOT what is in the personal injury victim’s best interest. After all, the insurance company will be trying to resolve the claim for as little money as possible.
Unfortunately, in many cases, injury victims become victimized a second time by the insurance companies. The insurance carriers often start out helping and being very cooperative with the claims process, but several weeks or months into the process, that help and cooperation and friendliness has disappeared, leaving the victim feeling frustrated and confused all over again. What the insurance company has just successfully done is to prevent the injury victim from hiring an attorney early on in the process, who would have advised them on the best course of action to take to maximize the value of the claim.
Because insurance companies do not really have an accident victim’s best interests in mind, injury victims need experienced insurance claim lawyers. In our law practice, we see many instances where insurance companies have completely denied a valid claim for compensation in hopes that the victim will go away and they will not have to pay on that claim. In other cases, the insurance company has only offered a fraction of the compensation the injured party is entitled to. Their goal is to pay as little as possible to an injury victim.
This is why it is so important to have an experienced lawyer on your side to protect your rights. Rarely will an individual be able to identify all of the potential insurance policies that may pay compensation, and it’s nearly impossible for a non-lawyer to maximize their recovery by negotiating with an insurance company on their own.
Types of Injuries
Our Georgia accident lawyers handle all types of catastrophic injury cases throughout the state. Some of the more common cases we have handled involve:
- Spinal cord and back injuries
- Neck injuries and whiplash
- Traumatic brain injury (TBI)
- Burns (second degree and third degree)
- Facial scars or bodily scarring
- Injured rotator cuff or torn labrum
- Broken bones or compound fractures
In addition to handling cases involving serious injuries, we represent the families of wrongful death victims, also known as wrongful death claims.
Free Injury Claim Consultation and Contingent Fees
At the Studstill Firm, LLP, each potential client receives a free, no-obligation consultation, and all personal injury cases are handled on a contingent fee. This means that there are no attorneys’ fees or expenses until the case is resolved by settlement or verdict. We represent clients across the state, including Lowndes, Bibb, Dougherty, Tift, and Cook counties and surrounding areas.
Home and hospital visits are available for those who are unable to come to one of our offices located in Valdosta, Macon, and Nashville, Georgia. Please call us today at (229) 247-2299.